Retailers should ensure they have taken all reasonable steps to make their premises safe and secure. In the past few months we have seen a rise in break-ins in most of the district, the majority of which have been via the front door. CTN’s are prime targets for burglars; retailers whose stores have been broken into know just how costly burglaries can be. We at the NFRN Mutual have 5 tips to help protect your shop:

1)      Always fit approved locks

The minimum standard for locks on doors should be BS 3621, as recommended by the Association of British Insurers (ABI) and the police service.

2)      Alarm system

A member recently suffered a break-in but because of a faulty alarm system the shop owner didn’t realise until the next morning. If you have an alarm system make sure you test it regularly. The alarm system should be supplied and installed by a licensed alarm company.An alarm maintenance contract should be in place and one is required by most reputable insurers.

3)      Lighting

Lights must provide optimum visibility, both inside and out. Consider fitting outside lights with vandal-proof covers; especially around doors and other possible entries.

4)      Doors & windows

Doors should be of solid construction; consider metal lined or ones secured with heavy metal crossbars. It is a good idea for all exposed hinges to be pinned to prevent removal. All windows should have secure locks fitted.

5)      Safe   

The safe in your shop should be fireproof, burglar-resistant and anchored securely. Use it to lock up all valuables when the business is closed and never leave any high valued stock on display or outside a locked gantry.

It doesn’t take much to improve security and it can be seen as a good investment. The right level of security will benefit your insurance cover and most of all give you peace of mind.