If you are a small business looking to protect yourself if you are sued by a member of the public or an employee, Liability Only cover has been specifically designed for you.

  • Employers’ liability cover protects your business if a member of staff becomes ill, gets injured or dies as a result of an accident at work and your business was at fault. We offer cover up to £10 million as standard. Most businesses that employ people are legally obliged to have employers’ liability insurance. You can be fined up to £2,500 for every day you do not have appropriate insurance. Even if you have temporary staff, including but not limited to students, volunteers and paper boys and girls, then you must have employers’ liability insurance.
  • Public liability cover can protect your business if a member of the public suffers accidental injury, death or damage to their property because of your business. We offer cover up to £2 million as standard.
  • Products liability cover can protect your business if a member of the public suffers accidental injury, death or damage to their property as a result of a product you supplied. We offer cover up to £2 million as standard.

 

Main benefits

  • £2m public liability cover
  • £10m employers’ liability cover
  • Sympathetic claims handling service
  • UK-based call centre